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November 2018

Halloween has not Scared Away Home Buyers
The marked erosion of affordability and purchasing power caused by the mortgage stress test and rising interest rates continue to be a drag on the housing demand. However, continuing strong performance in the economy combined with favourable demographics is expected to push home sales up in 2019 according to many market experts. ... read more
How to Conquer Your Fear and Overcome Homeownership Hurdles
There are many benefits of homeownership. It creates a level of stability in a person’s life and provides a safe environment for children to grow and learn. A home can also have several financial benefits, creating borrowing power for the homeowner and the opportunity to build wealth that can be passed on to children and grandchildren. ... read more
Should You Repair or Replace Your Home Windows?
If your home is more than 30 years old and still has the original windows, chances are your windows are not keeping you as warm or as cool as well-placed and installed newer models. ... read more
How to Add Style to Your Small Apartment.
Decorating a small space can be challenging, especially if you are moving from a home to a small apartment. Fortunately, there are many easy and affordable ways to convert your small apartment into a stylish sanctuary that is cool, comfortable, and never feels cramped. ... read more
ARE YOU READY? How to Prepare for Natural Disasters
Are you and your family ready to face an emergency such as a flood, wildfire, earthquake or power outage? Do you have an emergency plan and an emergency kit to survive the first 72 hours following a disaster? Here are essentials tips to be better prepared and to recover from emergencies. ... read more
 

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NATIONAL MORTGAGE RATES
Term Posted
Rates*
Best
Rates*
6 Months 3.34% 3.10%
1 Year 3.59% 3.19%
2 Years 3.74% 3.19%
3 Years 3.85% 3.39%
4 Years 3.95% 3.64%
5 Years 5.59% 3.50%
7 Years 5.80% 3.59%
10 Years 6.10% 3.94%
Variable Rate 2.85%
Prime Rate ** 3.95%
*last updated: Nov 13, 2018


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